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Development
Finance

High-leverage funding for ground-up developments, conversions, and heavy refurbishment. We structure capital to maximise your build capacity and profit.

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Features

Build without boundaries

We provide the liquidity you need to take a project from site acquisition through to practical completion and exit.

Maximise Your Leverage

Borrow against the future value of your site, not just the dirt. We secure facilities based on Gross Development Value (GDV), significantly reducing the equity contribution required from you.

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Protect Your Cash Flow

Construction is cash-hungry. We arrange facilities that cover 100% of your construction costs, drawn down in stages. This keeps your capital free for other opportunities rather than tied up in materials.

Built-In Sales Periods

Don't be forced to sell cheap to repay a loan. Our facilities include strategic sales periods post-completion, giving you the breathing room to market your units properly and achieve the best price.

Value

Capital is a commodity. Execution is the advantage. We engineer the capital stack to turn your site into a verified asset sooner.

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48-Hour Terms

We target indicative Heads of Terms in 48 hours, allowing you to secure sites while your competitors are still filling out application forms.

Mezzanine & Equity

We don't just find a senior loan. If your equity is tight, we can layer in mezzanine finance or preferred equity to top up your funding stack, pushing leverage as high as 90% of total costs.

Real-World Underwriting

We bypass rigid bank criteria by accessing private debt funds. These lenders lend on the viability of the scheme and your track record, not just a computer algorithm's risk score.

Breakdown

Fund your vision,
from plot to profit

Benefits and Features

80% of project costs or up to 65% GDV
Loans from £100K to £100M
Adverse credit options considered
Rates from 4% per annum
Terms up to 36 months
Residential, Commercial & Mix-Use
100% of construction costs
UK coverage
Fully costed Heads of Terms within 48 hours
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Talk to a Funding Advisor Today

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Solutions

Other Funding Solutions

Berkley Place empowers property entrepreneurs with strategic financial support. We transform property visions into profitable realities through expert guidance and tailored funding solutions.

Key Figures

£30M
Loans from £100,000 to £30 million
0.4%
Rates from 0.4% per month
85%
Up to 85% NET LTV
1-24
Terms from 1-24 months
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£25M
Loans from £50,000 to £25 million
4%
Rates from 4% per annum
75%
Up to 75% NET LTV Lending
2-25
Terms from 2-25 years
Click to Learn More about Commercial Finance
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100M
Loans from £100K to £100M
4%
Rates from 4% per annum
36
Terms up to 36 months
48
Decisions in 48 hours
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FAQ's

Frequently
Asked Questions

How much can I borrow?

We typically structure loans up to 65%–70% of the Loan to Gross Development Value (LTGDV) and 100% of construction costs, providing the total loan does not exceed 85–90% of the Total Cost (LTC).

Do I need development experience?

While experience helps, it isn't always mandatory. For first-time developers, we can secure funding by ensuring you have a strong professional team (contractors, project managers) surrounding you to mitigate the lender's risk.

How does the drawdown process work?

Your land loan is released upfront to help buy the site. Construction costs are then released in arrears (monthly) based on a surveyor's valuation of the work done, ensuring you always have funds to pay contractors.

Can you fund "Developer Exit" loans?

Yes. If your development loan is expiring but you haven't sold the units yet, we can arrange a "Developer Exit" bridge. This repays the development loan at a lower rate, giving you more time to sell without pressure.

Can't find an answer to your question?
Get in touch and we’ll be happy to help.

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Insights

Market News

Explore our latest thinking on property development and finance.

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Development

How to Structure Funding That Supports Growth, Not Just Construction

An expert guide to structuring UK development finance that supports long-term growth and commercial success.

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Read Insight
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