SERVICE
Commercial Finance
Long-term capital solutions for trading businesses and investors.
We secure the stability you need to plan for the future.
Features
Build a fortress for your business
Whether you are looking to stop paying rent or expand your investment portfolio, we secure the capital that fuels long-term growth.
Value
There’s more than one path to funding. When traditional bank algorithms turn down 56% of SME applications, we connect businesses to specialist lenders ready to say “Yes.”
The Hidden Lenders
High street banks have narrow criteria. We have direct lines to over 200 specialist lenders, family offices, and debt funds who lend based on business strength, not just "computer says no."
EBITDA & Add-Backs
Standard lenders often misread company accounts. We work with underwriters who understand "add-backs" and retained profits, allowing us to prove your true affordability and secure higher loan amounts.
OpCo / PropCo Specialists
We are experts in separating your trading business (OpCo) from your property asset (PropCo). We also handle SIPP and SSAS pension mortgages, ensuring your financing is tax-efficient.
Breakdown
Power your
business growth
Benefits and Features
Rates from 4% per annum
Loans from ÂŁ50K to ÂŁ25M
Up to 75% NET LTV Lending
No minimum income
Large and small portfolios
Terms from 2-25 years
Semi-commercial
Serviced accommodation
Sitting tenants
New build flats
Purpose built student accomodation
HMOs
Holiday lets
Testimonials
What our Investor &Â Developer Clients Say
I can't say enough good things about Berkley Place. From the moment I walked in, I felt at home. The staff genuinely cares about their residents, and it shows in everything they do.
Berkley Place exceeded my expectations in every way. The management is responsive, and the maintenance team is quick to address any issues. I feel safe and comfortable in my home.
I can't say enough good things about Berkley Place. From the moment I walked in, I felt at home. The staff genuinely cares about their residents, and it shows in everything they do.
Berkley Place exceeded my expectations in every way. The management is responsive, and the maintenance team is quick to address any issues. I feel safe and comfortable in my home.
Get In Touch
Power your business growth
Solutions
Other Funding Solutions
Berkley Place empowers property entrepreneurs with strategic financial support. We transform property visions into profitable realities through expert guidance and tailored funding solutions.
FAQS
Frequently Asked Questions
Yes. We specialise in SIPP and SSAS pension mortgages. This is a highly tax-efficient way to buy commercial property, as the rent is paid into your pension pot tax-free.
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Yes. While high-street banks prefer capital repayment, many of our specialist lenders offer interest-only terms up to 65%–70% LTV. This significantly reduces your monthly overheads and aids cash flow.
Often, yes. Banks look at net profit, but we look at adjusted EBITDA. By "adding back" one-off costs, depreciation, and director's pension contributions, we can often prove a much higher level of affordability.
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We have access to lenders who take a pragmatic view of historical credit issues. If your current business performance is strong, a past CCJ or missed payment doesn't necessarily mean a decline.
